Law. Also in-. [f. ENCUMBRANCE + -ER.] One who has an encumbrance or legal claim on an estate.

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1858.  Ld. St. Leonards, Handy Bk. Prop. Law, viii. 50. A preferable title to any former purchaser or encumbrancer.

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1863.  Gladstone, Financ. Statem., 22. A large body of mortgageors, incumbrancers, and life-renters.

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