Law. Also in-. [f. ENCUMBRANCE + -ER.] One who has an encumbrance or legal claim on an estate.
1858. Ld. St. Leonards, Handy Bk. Prop. Law, viii. 50. A preferable title to any former purchaser or encumbrancer.
1863. Gladstone, Financ. Statem., 22. A large body of mortgageors, incumbrancers, and life-renters.